Buy Now Pay Later

Klarna is a Swedish payment service provider that allows customers to pay for online purchases in a flexible and convenient way. It offers various payment options such as purchase financing, installment plans, and direct payments, making it easy for customers to choose the option that works best for them.



Supported Countries

  • United States
  • United Kingdom
  • Germany
  • Austria
  • Denmark
  • Finland
  • Netherlands
  • Norway
  • Sweden


Users use Klarna.


Monthly active users.


Merchants accept Klarna.

Klarna shopping experience

  1. Shopper selects Sofort from the list of payment methods at checkout

2. Shopper selects country, local bank, and then enters details: bank name, code, IBAN, BIC

3. Shopper logs in to online banking interface

4. Shopper confirms transaction and receives TAN code via mobile

5. Shopper receive TAN code to mobile device and uses it to confirm payment

6. Payment is confirmed and shopper is redirected back to merchant’s site


  • Refunds
  • Recurring
  • Payin
  • Payout

Integrate Klarna

Already a customer?

Contact your relationship manager or access your control panel to request the new payment method.

Get in touch

Not a customer yet?

Get in touch with our team to learn more about our platform and payment methods.

Get in touch